University of Michigan Law School
Civil Rights Litigation Clearinghouse
new search
page permalink
Case Name United States v. Centier Bank FH-IN-0006
Docket / Court 2:06-cv-00344 ( N.D. Ind. )
State/Territory Indiana
Case Type(s) Fair Housing/Lending/Insurance
Attorney Organization U.S. Dept. of Justice Civil Rights Division
Case Summary
On October 13, 2006, the Department of Justice filed suit in the U.S. District Court for the Northern District of Indiana against Centier Bank under the Fair Housing Act, 42 U.S.C. 3601-3619, and the Equal Credit Opportunity Act, 15 U.S.C. 1691. The DOJ alleged that Centier Bank had engaged in a ... read more >
On October 13, 2006, the Department of Justice filed suit in the U.S. District Court for the Northern District of Indiana against Centier Bank under the Fair Housing Act, 42 U.S.C. 3601-3619, and the Equal Credit Opportunity Act, 15 U.S.C. 1691. The DOJ alleged that Centier Bank had engaged in a practice called redlining by unlawfully failing to market and provide its lending products and services on an equal basis to majority-minority census tracts in northwestern Indiana. The DOJ specifically alleged that Centier Bank intentionally failed to serve heavily African-American and Hispanic communities in the cities of Gary, East-Chicago, and Hammond.

The two parties entered a settlement agreement that was agreed to by the court on October 16, 2006. Under the settlement agreement, the Defendant-lender agreed to open branch offices during the three year term of the settlement agreement. Centier Bank will also invest $3.5 million in a special financing program and spend at least $875,000 for consumer financial education and outreach purposes.

On January 5, 2010 both parties and the court (Judge Lozano) agreed to an order amending the original settlement by extending the deadline for Centier Bank to open its new branch in Hammond, Indiana.

Similar cases brought forth by the Department of Justice against lenders under allegations of redlining include United States v. Old Kent Financial Corporation, United States v. First American Bank, and United States v. Citizens Republic Bancorp, Inc..

Megan Richardson - 04/03/2014


compress summary

- click to show/hide ALL -
Issues and Causes of Action
click to show/hide detail
Issues
Content of Injunction
Develop anti-discrimination policy
Monitoring
Provide antidiscrimination training
Defendant-type
Bank or credit provider
Discrimination-area
Lending
Steering
Discrimination-basis
National origin discrimination
Race discrimination
General
Predatory lending
National Origin/Ethnicity
Hispanic
Plaintiff Type
U.S. Dept of Justice plaintiff
Race
Black
Causes of Action Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.
Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691
Defendant(s) Centier Bank
Plaintiff Description U.S. Department of Justice Civil Rights Division Section on Housing and Civil Enforcement
Indexed Lawyer Organizations U.S. Dept. of Justice Civil Rights Division
Class action status sought No
Class action status granted No
Prevailing Party Plaintiff
Public Int. Lawyer Yes
Nature of Relief Damages
Injunction / Injunctive-like Settlement
Source of Relief Settlement
Form of Settlement Court Approved Settlement or Consent Decree
Order Duration 2006 - 2011
Case Closing Year 2010
Case Ongoing No
Docket(s)
2:06−cv−00344 (N.D. Ind.) 03/05/2012
FH-IN-0006-9000.pdf | Detail
PACER [Public Access to Court Electronic Records]
General Documents
Complaint 10/13/2006
FH-IN-0006-0001.pdf | Detail
Document Source: PACER [Public Access to Court Electronic Records]
Justice Department Reaches Settlement With Centier Bank Regarding Alleged Discrimination in Lending 10/13/2006
FH-IN-0006-0005.pdf | Detail
Consent Order 10/16/2006 (N.D. Ind.)
FH-IN-0006-0002.pdf | Detail
Document Source: PACER [Public Access to Court Electronic Records]
Order Granting Motion to Amend Consent Order 01/05/2010 (N.D. Ind.)
FH-IN-0006-0003.pdf | Detail
Document Source: PACER [Public Access to Court Electronic Records]
Order 03/05/2012 (N.D. Ind.)
FH-IN-0006-0004.pdf | Detail
Document Source: PACER [Public Access to Court Electronic Records]
Judges Cherry, Paul R. (N.D. Ind.) [Magistrate]
FH-IN-0006-9000
Lozano, Rodolfo (N.D. Ind.)
FH-IN-0006-0002 | FH-IN-0006-0003 | FH-IN-0006-0004 | FH-IN-0006-9000
Monitors/Masters None on record
Plaintiff's Lawyers Archeval, Anthony F. (District of Columbia)
FH-IN-0006-0001
Dougherty , Burtis M. (District of Columbia)
FH-IN-0006-0001 | FH-IN-0006-9000
Gonzales, Alberto (District of Columbia)
FH-IN-0006-0001
Kim, Wan J. (District of Columbia)
FH-IN-0006-0001 | FH-IN-0006-9000
Murphy, Donna M. (District of Columbia)
FH-IN-0006-0001 | FH-IN-0006-9000
Rosenbaum, Steven H. (District of Columbia)
FH-IN-0006-0001 | FH-IN-0006-9000
Defendant's Lawyers Branic, Matthew C. (Indiana)
FH-IN-0006-9000
Strawbridge, Brian Steven (Indiana)
FH-IN-0006-9000
Other Lawyers None on record

- click to show/hide ALL -

new search
page permalink

- top of page -