Filed Date: May 19, 2004
Closed Date: 2007
Clearinghouse coding complete
The Department of Justice filed suit on May 19, 2004, against the Defendant-lender in the U.S. District Court for the Eastern District of Michigan, and the parties entered a settlement agreement that same day. The DOJ filed suit under the Fair Housing Act, 42 U.S.C. 3601-3619, and the Equal Credit Opportunity Act, 15 U.S.C. 1691. The DOJ alleged that Old Kent had engaged in a race-based pattern of locating or acquiring new addresses. The DOJ cited statistics in its Compliant indicating that the Defendant-lender had deliberately expanded its business in the Detroit metropolitan area to avoid entering areas lived in by a substantial number of minorities.
Under the settlement agreement entered into by the parties, the Defendant-lender agreed to conduct outreach and marketing efforts among Detroit's African-American community; to open three branch offices in predominantly African-American neighborhoods during the three year term of the settlement agreement; and to seek out African-American employees for hire and advancement. The agreement was in effect from 2004-2007, and the case is now closed.
Similar cases brought forth by the Department of Justice against lenders due to allegations of redlining include United States v. Centier Bank, United States v. First American Bank, and United States v. Citizens Republic Bancorp, Inc..
Summary Authors
Andrew Nash (6/2/2008)
Megan Richardson (4/14/2014)
For PACER's information on parties and their attorneys, see: https://www.courtlistener.com/docket/11793222/parties/united-states-v-old-kent-financial-corporation/
Acosta, R. Alexander (District of Columbia)
Ashcroft, John (District of Columbia)
Collins, Jeffrey (Michigan)
Levy, Judith Ellen (Michigan)
Martin, Rodney D. (Michigan)
Morgan, Virginia M. (Michigan)
Tarnow, Arthur J. (Michigan)
See docket on RECAP: https://www.courtlistener.com/docket/11793222/united-states-v-old-kent-financial-corporation/
Last updated April 2, 2024, 3:01 a.m.
State / Territory: Michigan
Case Type(s):
Fair Housing/Lending/Insurance
Special Collection(s):
Key Dates
Filing Date: May 19, 2004
Closing Date: 2007
Case Ongoing: No
Plaintiffs
Plaintiff Description:
U.S. Department of Justice on behalf of persons who have been victims to Old Kent Bank and Old Kent Financial Corporation's discriminatory policies.
Plaintiff Type(s):
U.S. Dept of Justice plaintiff
Attorney Organizations:
U.S. Dept. of Justice Civil Rights Division
Public Interest Lawyer: Yes
Filed Pro Se: No
Class Action Sought: No
Class Action Outcome: Not sought
Defendants
Old Kent Bank, Private Entity/Person
Old Kent Financial Corporation, Private Entity/Person
Case Details
Causes of Action:
Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.
Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691
Available Documents:
Injunctive (or Injunctive-like) Relief
Outcome
Prevailing Party: Plaintiff
Nature of Relief:
Injunction / Injunctive-like Settlement
Source of Relief:
Form of Settlement:
Court Approved Settlement or Consent Decree
Order Duration: 2004 - 2007
Issues
General:
Discrimination-area:
Discrimination-basis:
Race: