United States v. Mid-America Bank, FSB | Civil Rights Litigation Clearinghouse

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Case Name	United States v. Mid-America Bank, FSB	FH-IL-0017
Docket / Court	1:02-cv-09458 ( N.D. Ill. )
State/Territory	Illinois
Case Type(s)	Fair Housing/Lending/Insurance
Attorney Organization	U.S. Dept. of Justice Civil Rights Division
Case Summary	On December 30, 2002, the United States filed a complaint in the United States District Court for the Northern District of Illinois under the Equal Credit Opportunity Act and the Fair Housing Act against Mid-America Bank, FSB, claiming that the bank discriminated against minority neighborhoods in ... read more > On December 30, 2002, the United States filed a complaint in the United States District Court for the Northern District of Illinois under the Equal Credit Opportunity Act and the Fair Housing Act against Mid-America Bank, FSB, claiming that the bank discriminated against minority neighborhoods in its market area. Specifically, the federal government alleged that the bank had no full-service branches in minority neighborhoods, purposely designed the boundaries of its lending area to exclude these neighborhoods, and avoided working with real estate professionals and builders in minority neighborhoods. On April 17, 2003, the case was dismissed pursuant to an agreed consent order. On January 9, 2008 the consent order was terminated and the case was dismissed with prejudice. Megan Dolan - 05/29/2014 compress summary

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Issues and Causes of Action

Issues

Content of Injunction

Reporting

Defendant-type

Bank or credit provider

Discrimination-area

Housing Sales/Rental

Lending

Discrimination-basis

National origin discrimination

Race discrimination

General

Disparate Impact

Housing

National Origin/Ethnicity

Hispanic

Plaintiff Type

U.S. Dept of Justice plaintiff

Race

Black

Causes of Action

Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.
Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691

Case Details


Defendant(s)	Mid-America Bank, FSB
Plaintiff Description	The United States on behalf of African-American and Hispanic loan applicants.
Indexed Lawyer Organizations	U.S. Dept. of Justice Civil Rights Division
Class action status sought	No
Class action status granted	No
Prevailing Party	Plaintiff
Public Int. Lawyer	Yes
Nature of Relief	Injunction / Injunctive-like Settlement
Source of Relief	Settlement
Form of Settlement	Court Approved Settlement or Consent Decree
Order Duration	2003 - 2008
Case Closing Year	2008
Case Ongoing	No

Additional Resources


Case Studies	The Origins of Fair Lending Litigation Written: Dec. 04, 2008 By: Andrew Nash (Washington University in St. Louis) [ Detail ] [ PDF ] [ External Link ]

Documents

Docket(s)

1:02−cv−09458 (N.D. Ill.)
FH-IL-0017-9000.pdf | Detail
Date: 01/10/2008
Source: PACER [Public Access to Court Electronic Records]

General Documents

Justice Department Announces Settlement With Mid America Bank Regarding Alleged Discrimination in Lending FH-IL-0017-0001.pdf \| Detail Date: 10/30/2002
Answer FH-IL-0017-0006.pdf \| Detail Date: 12/30/2002 Source: Papers of Alexander (Sandy) Ross
Proposed Consent Order (N.D. Ill.) FH-IL-0017-0007.pdf \| Detail Date: 12/30/2002 Source: Papers of Alexander (Sandy) Ross
Complaint [ECF# 1] FH-IL-0017-0002.pdf \| Detail Date: 12/30/2002 Source: PACER [Public Access to Court Electronic Records]
Joint Motion to Terminate Consent Order [ECF# 9] FH-IL-0017-0003.pdf \| Detail Date: 12/17/2007 Source: PACER [Public Access to Court Electronic Records]
Proposed Order [ECF# 9-2] (N.D. Ill.) FH-IL-0017-0004.pdf \| Detail Date: 12/17/2007 Source: PACER [Public Access to Court Electronic Records]

People


Judges	Gottschall, Joan B. (N.D. Ill.) FH-IL-0017-0004 \| FH-IL-0017-9000
Plaintiff's Lawyers	Ashcroft, John (District of Columbia) FH-IL-0017-0002
	Boyd, Ralph F. Jr. (District of Columbia) FH-IL-0017-0002
	Dougherty , Burtis M. (District of Columbia) FH-IL-0017-0003 \| FH-IL-0017-0007
	Fitzgerald, Patrick J. (Illinois) FH-IL-0017-0002 \| FH-IL-0017-0003
	Laser, Joan (Illinois) FH-IL-0017-0002 \| FH-IL-0017-0003 \| FH-IL-0017-0007 \| FH-IL-0017-9000
	Magagna, Joan A. (District of Columbia) FH-IL-0017-0002 \| FH-IL-0017-0007
	Murphy, Donna M. (District of Columbia) FH-IL-0017-0003
	O'Brian, Valerie R. (District of Columbia) FH-IL-0017-0007
	Rosenbaum, Steven H. (District of Columbia) FH-IL-0017-0003
	Seward, Jon M. (District of Columbia) FH-IL-0017-0002 \| FH-IL-0017-0007
Defendant's Lawyers	McKay, Daniel C. II (Illinois) FH-IL-0017-0006 \| FH-IL-0017-0007
	McLaughlin, James A. (District of Columbia) FH-IL-0017-0006 \| FH-IL-0017-0007 \| FH-IL-0017-9000
	Montana, James S. Jr. (Illinois) FH-IL-0017-0006 \| FH-IL-0017-0007 \| FH-IL-0017-9000
	Nelson, Bruce C. (Illinois) FH-IL-0017-0006 \| FH-IL-0017-9000
	Veta, D. Jean (District of Columbia) FH-IL-0017-0003 \| FH-IL-0017-0006 \| FH-IL-0017-0007 \| FH-IL-0017-9000