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Case Name United States of America v. Suntrust Mortgage, Inc. FH-VA-0002
Docket / Court 3:12-cv-00397 ( E.D. Va. )
State/Territory Virginia
Case Type(s) Fair Housing/Lending/Insurance
Attorney Organization U.S. Dept. of Justice Civil Rights Division
Case Summary
On May 31, 2012, the United States Department of Justice ("DOJ"), on behalf of over 20,000 African American and Hispanic borrowers, filed this lawsuit under the Fair Housing and Equal Credit Opportunity Acts against SunTrust Mortgage in the United States District Court for the Eastern District of ... read more >
On May 31, 2012, the United States Department of Justice ("DOJ"), on behalf of over 20,000 African American and Hispanic borrowers, filed this lawsuit under the Fair Housing and Equal Credit Opportunity Acts against SunTrust Mortgage in the United States District Court for the Eastern District of Virginia. The DOJ asked the court for injunctive and monetary relief, claiming that the defendant engaged in discriminatory lending practices that adversely affected African American and Hispanic borrowers. Specificlly, Plaintiffs claimed that from 2005 to 2009, Defendant engaged in a pattern or practice of discrimination on the basis of race and national origin in residential mortgage lending.

On September 14, 2012, the Court approved a consent order resolving the plaintiffs' claims. The settlement provided $21 million in compensation for African American and Hispanic borrowers who were charged higher fees based on their race or national origin. The settlement also required the defendant to continue using the new policies and practices that it adopted during negotiations leading up to the lawsuit and that avoided discriminatory practices by the mortgage lenders.

On November 4, 2016, Judge Robert E. Payne signed off on the parties Consent Order of Dismissal with Prejudice. The order stipulated that two organizations which received a portion of the settlement, The Up Center and Tallahassee Lenders' Consortium, and had not yet spent all of the money distributed to them. The order states that these organizations had until November 30, 2016 and January 15, 2017 respectively to spend those funds in accordance with the 2012 Consent Order, or they will return unutilized money to SunTrust.

The case is now closed.

Gregory Pitt - 07/16/2012
Asma Husain - 02/16/2016
Edward Cullen - 03/21/2019


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Issues and Causes of Action
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Issues
Content of Injunction
Develop anti-discrimination policy
Discrimination Prohibition
Implement complaint/dispute resolution process
Monitoring
Recordkeeping
Reporting
Defendant-type
Bank or credit provider
Discrimination-area
Lending
Discrimination-basis
Race discrimination
General
Predatory lending
National Origin/Ethnicity
Hispanic
Plaintiff Type
U.S. Dept of Justice plaintiff
Race
Black
Causes of Action Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691
Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.
Defendant(s) SunTrust Mortgage
Plaintiff Description African-American and Hispanic borrowers who obtained loans between 2005 and 2009 through SunTrust Mortgage’s regional retail offices and national network of mortgage brokers.
Indexed Lawyer Organizations U.S. Dept. of Justice Civil Rights Division
Class action status sought No
Class action status granted No
Filed Pro Se No
Prevailing Party Plaintiff
Public Int. Lawyer Yes
Nature of Relief Damages
Injunction / Injunctive-like Settlement
Source of Relief Settlement
Form of Settlement Court Approved Settlement or Consent Decree
Order Duration 2012 - 2016
Filing Year 2012
Case Closing Year 2016
Case Ongoing No
Additional Resources
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Docket(s)
3:12−cv−00397 (E.D. Va.)
FH-VA-0002-9000.pdf | Detail
Date: 11/04/2016
Source: PACER [Public Access to Court Electronic Records]
General Documents
Consent Order (E.D. Va.)
FH-VA-0002-0002.pdf | Detail
Date: 05/31/2012
Press Release
FH-VA-0002-0003.pdf | Detail
Date: 05/31/2012
Complaint [ECF# 1]
FH-VA-0002-0001.pdf | Detail
Date: 05/31/2012
Consent Order [ECF# 15] (E.D. Va.)
FH-VA-0002-0004.pdf | Detail
Date: 09/14/2012
Source: PACER [Public Access to Court Electronic Records]
Order of Dismissal with Prejudice [ECF# 24] (E.D. Va.)
FH-VA-0002-0005.pdf | Detail
Date: 11/04/2016
Source: PACER [Public Access to Court Electronic Records]
show all people docs
Judges Payne, Robert E. (E.D. Va.) show/hide docs
FH-VA-0002-0004 | FH-VA-0002-0005 | FH-VA-0002-9000
Plaintiff's Lawyers Holder, Eric H. Jr. (District of Columbia) show/hide docs
FH-VA-0002-0001
Macbride, Neil H (Virginia) show/hide docs
FH-VA-0002-0001 | FH-VA-0002-0004
Mcintosh, Robert P (Virginia) show/hide docs
FH-VA-0002-0001 | FH-VA-0002-0004 | FH-VA-0002-9000
Mosteller, Daniel P. (District of Columbia) show/hide docs
FH-VA-0002-0001 | FH-VA-0002-0004 | FH-VA-0002-9000
Perez, Thomas E. (District of Columbia) show/hide docs
FH-VA-0002-0001 | FH-VA-0002-0004
Rosenbaum, Steven H. (District of Columbia) show/hide docs
FH-VA-0002-0001 | FH-VA-0002-0004
Seward, Jon M. (District of Columbia) show/hide docs
FH-VA-0002-0001 | FH-VA-0002-0004
Defendant's Lawyers Jensen, Kirk D. (District of Columbia) show/hide docs
FH-VA-0002-0004
Kasmar, Caitlin Marie (District of Columbia) show/hide docs
FH-VA-0002-0004 | FH-VA-0002-9000
Prieto, Liana (District of Columbia) show/hide docs
FH-VA-0002-0004 | FH-VA-0002-9000
Sandler, Andrew L. (District of Columbia) show/hide docs
FH-VA-0002-0004 | FH-VA-0002-9000

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