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Case Name
United States of America v. Wells Fargo Bank
FH-DC-0005
Docket / Court
1:12-cv-01150 ( D.D.C. )
State/Territory
District of Columbia
Case Type(s)
Fair Housing/Lending/Insurance
Attorney Organization
U.S. Dept. of Justice Civil Rights Division
Case Summary
On July 12, 2012, the United States, on behalf of over 34,000 African-American and Hispanic borrowers, filed a lawsuit under the Fair Housing and Equal Credit Opportunity Acts in the United States District Court, District of Columbia. Plaintiff, represented by attorneys from the United States ...
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On July 12, 2012, the United States, on behalf of over 34,000 African-American and Hispanic borrowers, filed a lawsuit under the Fair Housing and Equal Credit Opportunity Acts in the United States District Court, District of Columbia. Plaintiff, represented by attorneys from the United States Department of Justice, asked the court for injunctive and monetary relief, claiming that the discriminatory lending practices of Defendant adversely affected African American and Hispanic borrowers. Specifically, Plaintiff claimed that during and between 2004 and 2009, Defendant engaged in a pattern or practice of discrimination on the basis of race and national origin in residential mortgage lending. Two other cases -- Baltimore v. Wells Fargo (FH-MD-0001 in the Clearinghouse) and Memphis v. Wells Fargo (FH-TN-0002 in the Clearinghouse) have made essentially equivalent allegations.
On July 12, 2012, the Court entered a consent order resolving Plaintiff's claims. The settlement provided $125 million in compensation for wholesale borrowers who were steered into subprime mortgages or who paid higher fees and rates based on their race or national origin. Defendant also agreed to provide $50 million in direct down payment assistance to borrowers in certain areas of the country. Additionally, Defendant agreed to conduct an internal review of its retail mortgage lending and will compensate borrowers who were placed into subprime loans based on their race or national origin.
This case is ongoing with semi-annual reports by the Defendant.
Gregory Pitt - 07/16/2012
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Issues and Causes of Action
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Issues
Content of Injunction
Develop anti-discrimination policy
Implement complaint/dispute resolution process
Monitoring
Reporting
Defendant-type
Bank or credit provider
Discrimination-area
Lending
Discrimination-basis
National origin discrimination
Race discrimination
General
Predatory lending
National Origin/Ethnicity
Hispanic
Plaintiff Type
U.S. Dept of Justice plaintiff
Race
Black
Causes of Action
Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.
Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691
Case Details
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Defendant(s)
Wells Fargo Bank
Plaintiff Description
The United States on behalf of more than 34,000 African-American and Hispanic borrowers.
Indexed Lawyer Organizations
U.S. Dept. of Justice Civil Rights Division
Class action status sought
No
Class action status granted
No
Filed Pro Se
No
Prevailing Party
Plaintiff
Public Int. Lawyer
Yes
Nature of Relief
Damages
Injunction / Injunctive-like Settlement
Source of Relief
Settlement
Form of Settlement
Court Approved Settlement or Consent Decree
Order Duration
2012 - 2015
Filed
07/12/2012
Case Ongoing
No reason to think so
Related Cases
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Case Listing
FH-MD-0001
: City of Baltimore v. Wells Fargo (D. Md.)
FH-TN-0002
: City of Memphis v. Wells Fargo Bank, N.A. (W.D. Tenn.)
Additional Resources
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Documents
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Court
Docket(s)
D.D.C.
12/19/2012
1:12-cv-01150
FH-DC-0005-9000.pdf
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Detail
Source: PACER [Public Access to Court Electronic Records]
General Documents
not recorded
07/12/2012
Press Release
FH-DC-0005-0001.pdf
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Detail
D.D.C.
07/12/2012
Complaint [ECF# 1]
FH-DC-0005-0003.pdf
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Detail
D.D.C.
07/12/2012
JOINT MOTION FOR ENTRY OF CONSENT ORDER AND STATEMENT OF POINTS AND AUTHORITIES [ECF# 2]
FH-DC-0005-0002.pdf
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Detail
D.D.C.
07/12/2012
Consent Order [ECF# 2-1]
FH-DC-0005-0004.pdf
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Detail
D.D.C.
09/20/2012
Memorandum Opinion and Order [ECF# 9]
(891 F.Supp.2d 143)
FH-DC-0005-0005.pdf
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WESTLAW
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LEXIS
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Detail
Source: PACER [Public Access to Court Electronic Records]
D.D.C.
09/21/2012
Consent Order [ECF# 10]
FH-DC-0005-0006.pdf
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Detail
Source: PACER [Public Access to Court Electronic Records]
D.D.C.
12/19/2012
Notice Regarding Additional Monetary Relief [ECF# 13]
FH-DC-0005-0007.pdf
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Detail
Source: PACER [Public Access to Court Electronic Records]
People
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Judges
Bates, John D.
(D.C. Circuit, FISC, D.D.C.)
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FH-DC-0005-0005 | FH-DC-0005-0006
Plaintiff's Lawyers
Guzman, Javier M
(District of Columbia)
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FH-DC-0005-0002 | FH-DC-0005-0003 | FH-DC-0005-0006 | FH-DC-0005-0007 | FH-DC-0005-9000
Hecker, Elizabeth Parr
(District of Columbia)
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FH-DC-0005-0002 | FH-DC-0005-0003 | FH-DC-0005-0006 | FH-DC-0005-0007
Holder, Eric H. Jr.
(District of Columbia)
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FH-DC-0005-0006
Lincoln, Holly C.
(District of Columbia)
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FH-DC-0005-0002 | FH-DC-0005-0003 | FH-DC-0005-0006 | FH-DC-0005-0007
Machen, Ronald C
(District of Columbia)
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FH-DC-0005-0002 | FH-DC-0005-0003 | FH-DC-0005-0006 | FH-DC-0005-0007
Montag, Coty R
(District of Columbia)
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FH-DC-0005-0002 | FH-DC-0005-0003 | FH-DC-0005-0006 | FH-DC-0005-0007
Perez, Thomas E.
(District of Columbia)
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FH-DC-0005-0002 | FH-DC-0005-0003 | FH-DC-0005-0006 | FH-DC-0005-0007
Rosenbaum, Steven H.
(District of Columbia)
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FH-DC-0005-0002 | FH-DC-0005-0003 | FH-DC-0005-0006 | FH-DC-0005-0007
Seward, Jon M.
(District of Columbia)
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FH-DC-0005-0002 | FH-DC-0005-0003 | FH-DC-0005-0006 | FH-DC-0005-0007
Van Horn, Daniel F
(District of Columbia)
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FH-DC-0005-0002 | FH-DC-0005-0003 | FH-DC-0005-0006 | FH-DC-0005-0007
Defendant's Lawyers
Longstreth, John
(District of Columbia)
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FH-DC-0005-9000
Williams, Bart H.
(California)
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FH-DC-0005-0006
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