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Case Name
United States v. Huntington Mortgage Company
FH-OH-0001
Docket / Court
1:95-cv-02211-DCN ( N.D. Ohio )
State/Territory
Ohio
Case Type(s)
Fair Housing/Lending/Insurance
Attorney Organization
U.S. Dept. of Justice Civil Rights Division
Case Summary
The Department of Justice filed suit in the U.S. District Court for the Northern District of Ohio on October 18, 1995, alleging violations of the Fair Housing Act, 42 U.S.C. 3601-3619, and the Equal Credit Opportunity Act, 15 U.S.C. 1691-1691f. The DOJ alleged that Defendant-mortgage company ...
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The Department of Justice filed suit in the U.S. District Court for the Northern District of Ohio on October 18, 1995, alleging violations of the Fair Housing Act, 42 U.S.C. 3601-3619, and the Equal Credit Opportunity Act, 15 U.S.C. 1691-1691f. The DOJ alleged that Defendant-mortgage company charged black borrowers ten times the loan origination fees that it charged white borrowers in Cleveland over a two-year period.
The same day the Complaint was filed, the parties submitted a settlement agreement to the court. Under the three-year period of the settlement agreement, the Defendant-mortgage company agreed to abide by nondiscrimination laws, create a race-neutral policy for loan origination fees, and establish a monitoring program. The Defendant also agreed to set aside $420,000 to compensate 117 African-American customers who had been overcharged.
Andrew Nash - 06/02/2008
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Issues and Causes of Action
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Issues
Discrimination-area
Lending
Discrimination-basis
National origin discrimination
Race discrimination
General
Funding
National Origin/Ethnicity
Hispanic
Plaintiff Type
U.S. Dept of Justice plaintiff
Race
Black
Causes of Action
Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691
Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.
Case Details
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Defendant(s)
The Huntington Mortgage Company
Plaintiff Description
US DOJ on behalf of black and Hispanic loan applicants being charged higher 'overages.'
Indexed Lawyer Organizations
U.S. Dept. of Justice Civil Rights Division
Class action status granted
No
Filed Pro Se
No
Prevailing Party
Plaintiff
Public Int. Lawyer
Yes
Nature of Relief
Damages
Injunction / Injunctive-like Settlement
Source of Relief
Settlement
Form of Settlement
Court Approved Settlement or Consent Decree
Order Duration
1995 - 1998
Filed
10/18/1995
Case Closing Year
1998
Case Ongoing
No
Additional Resources
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Documents
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Court
Docket(s)
N.D. Ohio
10/18/1995
1:95-cv-02211-DCN
FH-OH-0001-9000.pdf
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Detail
Source: PACER [Public Access to Court Electronic Records]
General Documents
N.D. Ohio
10/18/1995
Complaint [ECF# 1]
FH-OH-0001-0001.pdf
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Detail
N.D. Ohio
10/18/1995
Settlement Agreement [ECF# 3]
FH-OH-0001-0002.pdf
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Detail
not recorded
01/01/2001
Fair Lending Enforcement Program
FH-OH-0001-0003.pdf
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Detail
People
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Judges
Nugent, Donald C.
(N.D. Ohio)
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FH-OH-0001-9000
Plaintiff's Lawyers
Butler, Annette G.
(Ohio)
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FH-OH-0001-0001 | FH-OH-0001-0002 | FH-OH-0001-9000
Hancock, Paul F.
(District of Columbia)
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FH-OH-0001-0001 | FH-OH-0001-0002 | FH-OH-0001-9000
Patrick, Deval L.
(District of Columbia)
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FH-OH-0001-0001 | FH-OH-0001-0002 | FH-OH-0001-9000
Reno, Janet
(District of Columbia)
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FH-OH-0001-0001 | FH-OH-0001-0002
Senhauser, William B.
(Ohio)
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FH-OH-0001-0001 | FH-OH-0001-0002 | FH-OH-0001-9000
Sweeney, Emily M.
(Ohio)
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FH-OH-0001-0001 | FH-OH-0001-0002
Thabault, Isabelle M
(District of Columbia)
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FH-OH-0001-0001 | FH-OH-0001-9000
Defendant's Lawyers
Cook, Ronald S Jr
(Ohio)
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FH-OH-0001-0002 | FH-OH-0001-9000
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