Filed Date: Dec. 19, 2013
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On December 19, 2013, the U.S. Department of Justice (DOJ) filed this suit in the United States District Court for the Western District of Texas against Fort Davis State Bank (FDSB), alleging violations of the Equal Credit Opportunity Act, 15 U.S.C. §§ 1691-1691f (ECOA). Specifically, the DOJ claimed that, from at least 2008 to 2010, FDSB engaged in a pattern or practice of discrimination on the basis of national origin by charging Hispanic borrowers higher interest rates on unsecured consumer loans compared to the rates it charged similarly situated non-Hispanic, white borrowers. DOJ asked the court for injunctive relief and an award of monetary damages to all persons harmed by these policies and practices.
That same day, the parties jointly filed a proposed consent order, which the District Court (Judge Robert A. Junell) approved and entered on January 2, 2014. Under the consent order, FDSB did not admit to any violation of ECOA, but agreed to:
The consent order remained in effect until early 2017. Since there has been no substantive docket activity after 2014, the case is presumably closed.
Summary Authors
Robert Lake (6/8/2015)
Hope Brinn (11/2/2018)
For PACER's information on parties and their attorneys, see: https://www.courtlistener.com/docket/54822928/parties/united-states-v-fort-davis-state-bank/
Junell, Robert A. (Texas)
Holder, Eric H. Jr. (District of Columbia)
O'Beirne, Patricia (District of Columbia)
Paniszczyn, John Francis (District of Columbia)
Neeley, Karen M. (Texas)
Junell, Robert A. (Texas)
See docket on RECAP: https://www.courtlistener.com/docket/54822928/united-states-v-fort-davis-state-bank/
Last updated Feb. 18, 2024, 3:17 a.m.
State / Territory: Texas
Case Type(s):
Fair Housing/Lending/Insurance
Special Collection(s):
Key Dates
Filing Date: Dec. 19, 2013
Case Ongoing: No
Plaintiffs
Plaintiff Description:
Plaintiff is the United States Attorney's Office in the Western District of Texas and the Department of Justice's Civil Rights Division Housing and Civil Enforcement Section.
Plaintiff Type(s):
U.S. Dept of Justice plaintiff
Attorney Organizations:
U.S. Dept. of Justice Civil Rights Division
Public Interest Lawyer: Yes
Filed Pro Se: No
Class Action Sought: No
Class Action Outcome: Not sought
Defendants
Fort Davis State Bank, Private Entity/Person
Defendant Type(s):
Case Details
Causes of Action:
Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691
Available Documents:
Injunctive (or Injunctive-like) Relief
Outcome
Prevailing Party: Plaintiff
Nature of Relief:
Injunction / Injunctive-like Settlement
Source of Relief:
Form of Settlement:
Court Approved Settlement or Consent Decree
Amount Defendant Pays: 159,000
Order Duration: 2014 - 2017
Content of Injunction:
Develop anti-discrimination policy
Provide antidiscrimination training
Implement complaint/dispute resolution process
Issues
General:
Discrimination-area:
Discrimination-basis:
National origin discrimination
National Origin/Ethnicity: