University of Michigan Law School
Civil Rights Litigation Clearinghouse
new search
page permalink
Case Name United States v. C&F Mortgage Corp. FH-VA-0003
Docket / Court 3:11-cv-00653 ( E.D. Va. )
State/Territory Virginia
Case Type(s) Fair Housing/Lending/Insurance
Attorney Organization U.S. Dept. of Justice Civil Rights Division
Case Summary
On September 30, 2011, the United States Department of Justice Civil Rights Division filed a lawsuit in the United States District Court for the Eastern District of Virginia against C&F Mortgage Corporation. The suit was brought on behalf of African-American and Hispanic borrowers against C&F ... read more >
On September 30, 2011, the United States Department of Justice Civil Rights Division filed a lawsuit in the United States District Court for the Eastern District of Virginia against C&F Mortgage Corporation. The suit was brought on behalf of African-American and Hispanic borrowers against C&F Mortgage Corporation, alleging that it had engaged in a pattern or practice of discrimination on the basis of race and/or national origin against black and Hispanic borrowers. Specifically, the complaint alleged that C&F Mortgage Corporation, on average, charged both black and Hispanic borrowers approximately 20 basis points more than it charged to similarly-situated whites.

The plaintiff also filed a motion for approval of a consent order on September 30, 2011.

The Court (Judge Robert E. Payne) entered a final consent order on October 4, 2011 and maintained that it would retain jurisdiction over the case to enforce the terms of the Order. Under the provisions of the order, C&F agreed to implement policies and procedures designed to ensure that the prices charged for C&F's residential loan products, including the portion of the price that reflects the discretion of the loan officer or any other employee, are set in a nondiscriminatory manner consistent with the requirements of the FHA and the ECOA. In addition, C&F agreed to compensate certain black and Hispanic borrowers.

The terms of the Order ended on January 17, 2014 and the Court (Judge Robert E. Payne) dismissed the case with prejudice.

Megan Richardson - 11/07/2014


compress summary

- click to show/hide ALL -
Issues and Causes of Action
click to show/hide detail
Issues
Content of Injunction
Develop anti-discrimination policy
Discrimination Prohibition
Monitoring
Provide antidiscrimination training
Recordkeeping
Required disclosure
Defendant-type
Bank or credit provider
Discrimination-area
Lending
Discrimination-basis
National origin discrimination
Race discrimination
General
Disparate Treatment
Pattern or Practice
Predatory lending
National Origin/Ethnicity
Hispanic
Plaintiff Type
Private Plaintiff
Race
Black
Causes of Action Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.
Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691
Defendant(s) C&F Mortgage Corporation
Plaintiff Description Department of Justice on behalf of African American and Hispanic borrowers.
Indexed Lawyer Organizations U.S. Dept. of Justice Civil Rights Division
Class action status sought No
Class action status granted No
Prevailing Party Mixed
Public Int. Lawyer No
Nature of Relief Injunction / Injunctive-like Settlement
Source of Relief Settlement
Form of Settlement Court Approved Settlement or Consent Decree
Order Duration 2011 - 2014
Case Closing Year 2011
Case Ongoing No
Docket(s)
3:11-cv-653 (E.D. Va.) 01/17/2014
FH-VA-0003-9000.pdf | Detail
PACER [Public Access to Court Electronic Records]
General Documents
Complaint 09/30/2011
FH-VA-0003-0001.pdf | Detail
Document Source: PACER [Public Access to Court Electronic Records]
Consent Order 10/03/2011 (E.D. Va.)
FH-VA-0003-0002.pdf | Detail
Document Source: PACER [Public Access to Court Electronic Records]
Judges Payne, Robert E. (E.D. Va.)
FH-VA-0003-0002 | FH-VA-0003-9000
Monitors/Masters None on record
Plaintiff's Lawyers Griffin, Howard R. (District of Columbia)
FH-VA-0003-0001 | FH-VA-0003-9000
Holder, Eric H. Jr. (District of Columbia)
FH-VA-0003-0001
Macbride, Neil H (Virginia)
FH-VA-0003-0001
Mcintosh, Robert P (Virginia)
FH-VA-0003-0001 | FH-VA-0003-9000
Murphy, Donna M. (District of Columbia)
FH-VA-0003-0001
Perez, Thomas E. (District of Columbia)
FH-VA-0003-0001
Rosenbaum, Steven H. (District of Columbia)
FH-VA-0003-0001
Standridge, Amber R. (District of Columbia)
FH-VA-0003-0001 | FH-VA-0003-9000
Defendant's Lawyers McKenzie, Ray Daniel (District of Columbia)
FH-VA-0003-9000
Raman, Anand S. (District of Columbia)
FH-VA-0003-9000
Other Lawyers None on record

- click to show/hide ALL -

new search
page permalink

- top of page -