Filed Date: Dec. 13, 2010
Closed Date: 2011
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On December 13, 2010, the USAA Federal Savings Bank filed a complaint in the United States District Court for the Eastern District of Pennsylvania against the Pennsylvania Human Relations Commission requesting injunctive and declaratory relief due to allegations of non-compliance with the federal Homeowners' Loan Act.
Specifically, The Pennsylvania Human Relations Commission had received a complaint, in June 2009, from an individual that USAA Federal Savings Bank had discriminated against her when they had denied the cash out refinancing loan on her investment property. In order to investigate this complaint, the Pennsylvania Human Relations Commission attempted to retrieve documents to look into the USAA Federal Saving Bank's lending practices. Rather than turn over documentation to the Pennsylvania Human Relations Commission, USAA Federal Savings Bank filed this lawsuit under the argument that only the Office of Thrift Supervision, USAA's federal regulator at the time of the lawsuit, can oversee the USAA's lending practices.
The Pennsylvania Human Relations Commission filed a motion to dismiss on February 7, 2011. On February 10, 2011, the court [Judge Timothy J. Savage] requested that both parties file motions for summary judgment.
On April 28, 2011, the United States filed a statement of interest in this matter in which it stated that the Pennsylvania Human Relations Commission's motion for summary
judgment dismissing USAA Federal Savings Bank's lawsuit should be granted, and USAA's motion for summary judgment should be denied. The United States also stated that the Pennsylvania Human Relations Commission, as a state agency certified by the United States Department of Housing and Urban Development to enforce a state fair housing law substantially equivalent to the Fair Housing Act (FHA), is authorized by the FHA to investigate lending discrimination complaints as a matter of law.
After completing oral arguments on August 10, 2011, the court [Judge Timothy J. Savage] issued an order granting the Pennsylvania Human Relations Commission's motion for summary judgment on August 23, 2011. The court concluded that the Pennsylvania Human Relations Commission's investigation, pursuant to the Pennsylvania Human Relations Act, was not preempted by federal law. Rather, it was mandated by federal law. (2011 WL 3715056). On August 31, 2011, the court dismissed the case.
Summary Authors
Megan Richardson (12/5/2014)
For PACER's information on parties and their attorneys, see: https://www.courtlistener.com/docket/4969882/parties/usaa-federal-savings-bank-v-pennsylvania-human-relations-commission/
Bryce, Martin C Jr. (Pennsylvania)
Kaplinsky, Alan S. (Pennsylvania)
Hancock, Ryan Allen (Pennsylvania)
Kramer, Barry N. (Pennsylvania)
Blume, Michael S. (Pennsylvania)
Savage, Timothy J. (Pennsylvania)
See docket on RECAP: https://www.courtlistener.com/docket/4969882/usaa-federal-savings-bank-v-pennsylvania-human-relations-commission/
Last updated March 18, 2024, 3:03 a.m.
State / Territory: Pennsylvania
Case Type(s):
Fair Housing/Lending/Insurance
Special Collection(s):
Key Dates
Filing Date: Dec. 13, 2010
Closing Date: 2011
Case Ongoing: No
Plaintiffs
Plaintiff Description:
USAA Federal Savings Bank is a federal savings association.
Plaintiff Type(s):
Public Interest Lawyer: No
Filed Pro Se: No
Class Action Sought: No
Class Action Outcome: Not sought
Defendants
Pennsylvania Human Relations Commission (Philadelphia, Philadelphia), State
Case Details
Causes of Action:
Constitutional Clause(s):
Available Documents:
Outcome
Prevailing Party: Defendant
Nature of Relief:
Source of Relief:
Issues
Discrimination-area: