University of Michigan Law School
The Civil Rights Litigation Clearinghouse - Schoolhouse
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Case Name United States of America v. Suntrust Mortgage, Inc. FH-VA-0002
Docket / Court 3:12-cv-00397 ( E.D. Va. )
State/Territory Virginia
Case Type(s) Fair Housing/Lending/Insurance
Attorney Organization U.S. Dept. of Justice Civil Rights Division
Case Summary
On May 31, 2012, the United States, on behalf of over 20,000 African-American and Hispanic borrowers, filed a lawsuit under the Fair Housing and Equal Credit Opportunity Acts against SunTrust Mortgage in the United States District Court, Eastern District of Virginia, Richmond Division. Plaintiffs, ... read more >
On May 31, 2012, the United States, on behalf of over 20,000 African-American and Hispanic borrowers, filed a lawsuit under the Fair Housing and Equal Credit Opportunity Acts against SunTrust Mortgage in the United States District Court, Eastern District of Virginia, Richmond Division. Plaintiffs, represented by attorneys from the U.S. Department of Justice, asked the court for injunctive and monetary relief, claiming that the discriminatory lending practices of Defendant adversely affected African American and Hispanic borrowers. Specifically, Plaintiffs claimed that from 2005 to 2009, Defendant engaged in a pattern or practice of discrimination on the basis of race and national origin in residential mortgage lending.

On May 31, 2012, the Court approved a consent order resolving Plaintiff's claims. The settlement provided $21 million in compensation for African-American and Hispanic borrowers who were charged higher fees based on their race or national origin. The settlement also required Defendant to continue using policies and practices it adopted during negotiations leading up to the lawsuit.

This case is ongoing.

Gregory Pitt - 07/16/2012


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Issues and Causes of Action
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Issues
Content of Injunction
Develop anti-discrimination policy
Discrimination Prohibition
Implement complaint/dispute resolution process
Monitoring
Recordkeeping
Reporting
Defendant-type
Bank or credit provider
Discrimination-area
Lending
Discrimination-basis
Race discrimination
General
Predatory lending
National Origin/Ethnicity
Hispanic
Plaintiff Type
U.S. Dept of Justice plaintiff
Race
Black
Causes of Action Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.
Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691
Defendant(s) SunTrust Mortgage
Plaintiff Description African-American and Hispanic borrowers who obtained loans between 2005 and 2009 through SunTrust Mortgage’s regional retail offices and national network of mortgage brokers.
Indexed Lawyer Organizations U.S. Dept. of Justice Civil Rights Division
Class action status sought No
Class action status granted No
Prevailing Party Plaintiff
Public Int. Lawyer Yes
Nature of Relief Damages
Injunction / Injunctive-like Settlement
Source of Relief Settlement
Form of Settlement Court Approved Settlement or Consent Decree
Order Duration 2012 - 2015
Case Closing Year n/a
Case Ongoing Yes
Additional Resources
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Case Studies The Origins of Fair Lending Litigation
Written: Dec. 04, 2008
By: Andrew Nash (Washington University in St. Louis)
[ Detail ] [ PDF ] [ External Link ]

Docket(s)
3:12−cv−00397 (E.D. Va.) 09/14/2012
FH-VA-0002-9000 PDF | Detail
PACER [Public Access to Court Electronic Records]
General Documents
Complaint 05/31/2012
FH-VA-0002-0001 PDF | Detail
Consent Order 05/31/2012 (E.D. Va.)
FH-VA-0002-0002 PDF | Detail
Press Release 05/31/2012
FH-VA-0002-0003 PDF | Detail
Consent Order 09/14/2012 (E.D. Va.)
FH-VA-0002-0004 PDF | Detail
Document Source: PACER [Public Access to Court Electronic Records]
Judges Payne, Robert E. (E.D. Va.)
FH-VA-0002-0004 | FH-VA-0002-9000
Monitors/Masters None on record
Plaintiff's Lawyers Holder, Eric H. Jr. (District of Columbia)
FH-VA-0002-0001
Macbride, Neil H (Virginia)
FH-VA-0002-0001 | FH-VA-0002-0004
Mcintosh, Robert P (Virginia)
FH-VA-0002-0001 | FH-VA-0002-0004 | FH-VA-0002-9000
Mosteller, Daniel P. (District of Columbia)
FH-VA-0002-0001 | FH-VA-0002-0004 | FH-VA-0002-9000
Perez, Thomas E. (District of Columbia)
FH-VA-0002-0001 | FH-VA-0002-0004
Rosenbaum, Steven H. (District of Columbia)
FH-VA-0002-0001 | FH-VA-0002-0004
Seward, Jon M. (District of Columbia)
FH-VA-0002-0001 | FH-VA-0002-0004
Defendant's Lawyers Jensen, Kirk D. (District of Columbia)
FH-VA-0002-0004
Kasmar, Caitlin Marie (District of Columbia)
FH-VA-0002-0004 | FH-VA-0002-9000
Prieto, Liana (District of Columbia)
FH-VA-0002-0004 | FH-VA-0002-9000
Sandler, Andrew L. (District of Columbia)
FH-VA-0002-0004 | FH-VA-0002-9000
Other Lawyers None on record

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