University of Michigan Law School
The Civil Rights Litigation Clearinghouse
new search
page permalink
Case Name United States v. Primelending FH-TX-0007
Docket / Court 3:10-cv-02494-P ( N.D. Tex. )
State/Territory Texas
Case Type(s) Fair Housing/Lending/Insurance
Case Summary
On December 08, 2010, the United States Department of Justice filed a lawsuit in the United States District Court, Northern District of Texas under the Fair Housing and Equal Credit Opportunity Acts against PrimeLending. The plaintiff asked the court for injunctive and monetary relief, claiming ... read more >
On December 08, 2010, the United States Department of Justice filed a lawsuit in the United States District Court, Northern District of Texas under the Fair Housing and Equal Credit Opportunity Acts against PrimeLending. The plaintiff asked the court for injunctive and monetary relief, claiming that the defendant displayed a pattern and practice of discrimination in lending on the basis of race against African-American borrowers.

On January 11, 2011, the parties entered into a consent order in which Primelending agreed to, 1) refrain from engaging in any act or practice that discriminates on the basis of race in any aspect of a residential real estate-related transaction, 2) alter its lending policy and procedures to prevent the facilitation of race based discrimination, 3) submit to a monitoring and reporting program to ensure compliance with the consent order, 4) provide borrowers with a general notice of nondiscrimination, 5) provide equal credit opportunity training to its employees and officers, 6) provide a total of $2 million to be distributed among those aggrieved, 7) allocate any portion of the $2 million that remains unclaimed to organizations that provide credit counseling and general financial education to African-American borrowers, 8) maintain a complaint resolution program to resolve discrimination claims by borrowers. The consent order remains in effect until 2015.

Gregory Pitt - 08/02/2012


compress summary

- click to show/hide ALL -
Issues and Causes of Action
click to show/hide detail
Issues
Discrimination-area
Lending
General
Predatory lending
Plaintiff Type
U.S. Dept of Justice plaintiff
Causes of Action Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. 3601 et seq.
Equal Credit Opportunity Act (ECOA), 15 U.S.C. 1691
Defendant(s) Primelending
Plaintiff Description United States of America, Department of Justice, Civil Rights Division
Indexed Lawyer Organizations U.S. Dept. of Justice Civil Rights Division
Class action status sought No
Class action status granted No
Prevailing Party Plaintiff
Public Int. Lawyer No
Nature of Relief Injunction / Injunctive-like Private Settlement
Source of Relief Settlement
Form of Settlement Court Approved Settlement or Consent Decree
Order Duration 2011 - 2015
Case Closing Year 2011
Case Ongoing Yes
Additional Resources
click to show/hide detail
Case Studies The Origins of Fair Lending Litigation
Written: Dec. 04, 2008
By: Andrew Nash (Washington University in St. Louis)
[ Detail ] [ PDF ] [ External Link ]

Docket(s)
3:10-cv-02494-P (N.D. Tex.) 09/28/2012
FH-TX-0007-9000 PDF | Detail
PACER [Public Access to Court Electronic Records]
General Documents
Complaint 12/08/2010
FH-TX-0007-0002 PDF | Detail
Document Source: PACER [Public Access to Court Electronic Records]
PrimeLending Consent Order 01/11/2011
FH-TX-0007-0001 PDF | Detail
Document Source: PACER [Public Access to Court Electronic Records]
Order 09/27/2012 (N.D. Tex.)
FH-TX-0007-0003 PDF | Detail
Document Source: PACER [Public Access to Court Electronic Records]
Judges Solis, Jorge Antonio (N.D. Tex.)
FH-TX-0007-0003 | FH-TX-0007-9000
Monitors/Masters None on record
Plaintiff's Lawyers Holder, Eric H. Jr. (District of Columbia)
FH-TX-0007-0002
Mosteller, Daniel P. (District of Columbia)
FH-TX-0007-0001 | FH-TX-0007-0002
Parker, John R (Texas)
FH-TX-0007-0002 | FH-TX-0007-9000
Parker, Tami C. (Texas)
FH-TX-0007-9000
Perez, Thomas E. (District of Columbia)
FH-TX-0007-0002
Rosenbaum, Steven H. (District of Columbia)
FH-TX-0007-0001 | FH-TX-0007-0002
Seward, Jon M. (District of Columbia)
FH-TX-0007-0001 | FH-TX-0007-0002
Defendant's Lawyers Hancock, Paul F. (Florida)
FH-TX-0007-9000
Other Lawyers None on record

- click to show/hide ALL -

new search
page permalink

- top of page -
The Clearinghouse has been generously supported by the National Science Foundation.