University of Michigan Law School
Civil Rights Litigation Clearinghouse
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Case Name United States v. Huntington Mortgage Company FH-OH-0001
Docket / Court 1:95-cv-02211-DCN ( N.D. Ohio )
State/Territory Ohio
Case Type(s) Fair Housing/Lending/Insurance
Attorney Organization U.S. Dept. of Justice Civil Rights Division
Case Summary
The Department of Justice filed suit in the U.S. District Court for the Northern District of Ohio on October 18, 1995, alleging violations of the Fair Housing Act, 42 U.S.C. 3601-3619, and the Equal Credit Opportunity Act, 15 U.S.C. 1691-1691f. The DOJ alleged that Defendant-mortgage company ... read more >
The Department of Justice filed suit in the U.S. District Court for the Northern District of Ohio on October 18, 1995, alleging violations of the Fair Housing Act, 42 U.S.C. 3601-3619, and the Equal Credit Opportunity Act, 15 U.S.C. 1691-1691f. The DOJ alleged that Defendant-mortgage company charged black borrowers ten times the loan origination fees that it charged white borrowers in Cleveland over a two-year period.

The same day the Complaint was filed, the parties submitted a settlement agreement to the court. Under the three-year period of the settlement agreement, the Defendant-mortgage company agreed to abide by nondiscrimination laws, create a race-neutral policy for loan origination fees, and establish a monitoring program. The Defendant also agreed to set aside $420,000 to compensate 117 African-American customers who had been overcharged.

Andrew Nash - 06/02/2008


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Issues and Causes of Action
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Issues
Discrimination-area
Lending
Discrimination-basis
National origin discrimination
Race discrimination
General
Funding
National Origin/Ethnicity
Hispanic
Plaintiff Type
U.S. Dept of Justice plaintiff
Race
Black
Causes of Action Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.
Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691
Defendant(s) The Huntington Mortgage Company
Plaintiff Description US DOJ on behalf of black and Hispanic loan applicants being charged higher 'overages.'
Indexed Lawyer Organizations U.S. Dept. of Justice Civil Rights Division
Class action status sought None on record
Class action status granted No
Prevailing Party Plaintiff
Public Int. Lawyer Yes
Nature of Relief Damages
Injunction / Injunctive-like Settlement
Source of Relief Settlement
Form of Settlement Court Approved Settlement or Consent Decree
Order Duration 1995 - 1998
Case Closing Year 1995
Case Ongoing No
Docket(s)
1:95-cv-02211-DCN (N.D. Ohio) 10/18/1995
FH-OH-0001-9000.pdf | Detail
PACER [Public Access to Court Electronic Records]
General Documents
Complaint 10/18/1995
FH-OH-0001-0001.pdf | Detail
Settlement Agreement 10/18/1995
FH-OH-0001-0002.pdf | Detail
Fair Lending Enforcement Program 01/01/2001
FH-OH-0001-0003.pdf | Detail
Judges Nugent, Donald C. (N.D. Ohio)
FH-OH-0001-9000
Monitors/Masters None on record
Plaintiff's Lawyers Butler, Annette G. (Ohio)
FH-OH-0001-0001 | FH-OH-0001-0002 | FH-OH-0001-9000
Hancock, Paul F. (District of Columbia)
FH-OH-0001-0001 | FH-OH-0001-0002 | FH-OH-0001-9000
Patrick, Deval L. (District of Columbia)
FH-OH-0001-0001 | FH-OH-0001-0002 | FH-OH-0001-9000
Reno, Janet (District of Columbia)
FH-OH-0001-0001 | FH-OH-0001-0002
Senhauser, William B. (Ohio)
FH-OH-0001-0001 | FH-OH-0001-0002 | FH-OH-0001-9000
Sweeney, Emily M. (Ohio)
FH-OH-0001-0001 | FH-OH-0001-0002
Thabault, Isabelle M (District of Columbia)
FH-OH-0001-0001 | FH-OH-0001-9000
Defendant's Lawyers Cook, Ronald S Jr (Ohio)
FH-OH-0001-0002 | FH-OH-0001-9000
Other Lawyers None on record

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