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Case Name Powell v. American General Financial, Inc. FH-NY-0001
Docket / Court 02-CV-1605 ( N.D.N.Y. )
State/Territory New York
Case Type(s) Fair Housing/Lending/Insurance
Case Summary
Plaintiff, an African-American woman, filed suit in the U.S. District Court for the Northern District of New York on December 31, 2002, against eight Defendant-lenders, alleging violations of the Seventh, Ninth, Tenth, Fourteenth, and Fifteenth Amendments; the Truth in Lending Act, 15 U.S.C. 1601; ... read more >
Plaintiff, an African-American woman, filed suit in the U.S. District Court for the Northern District of New York on December 31, 2002, against eight Defendant-lenders, alleging violations of the Seventh, Ninth, Tenth, Fourteenth, and Fifteenth Amendments; the Truth in Lending Act, 15 U.S.C. 1601; the Community Reinvestment Act, 12 U.S.C. 2901; the Equal Credit Opportunity Act, 15 U.S.C. 1691; and the Fair Housing Act, 42 U.S.C. 3603. Plaintiff alleged that Defendant-lenders had discriminated against African-Americans by denying them credit.

On March 22, 2004, U.S. District Court Judge Frederick J. Scullin, Jr. dismissed all of Plaintiff's claims, either on standing grounds or because the constitutional amendments cited by Plaintiff did not afford her a private cause of action. Powell v. Am. Gen. Fin., Inc., 310 F. Supp. 2d 481 (N.D.N.Y. 2004).

Andrew Nash - 06/02/2008


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Issues and Causes of Action
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Issues
Affected Gender
Female
Discrimination-area
Lending
Discrimination-basis
Race discrimination
General
Funding
Plaintiff Type
Private Plaintiff
Race
Black
Causes of Action Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691
Community Reinvestment Act, 12 U.S.C. § 2901
42 U.S.C. § 1983
Defendant(s) American General Finance, Inc.
Beneficial
BSB Bank & Trust Company
Charter One Bank, FSB
Citifinancial Inc.
HSBC Bank
M & T Bank Corporation
NBT Bank
Plaintiff Description Plaintiff is an African-American woman who alleges that the banks discriminated against her based on her gender and race by declining to extend her business credit, personal credit, or a home mortgage loan.
Indexed Lawyer Organizations None on record
Class action status sought No
Class action status granted No
Prevailing Party Defendant
Public Int. Lawyer No
Nature of Relief None
Source of Relief None
Form of Settlement None on record
Order Duration not on record
Case Closing Year 2004
Case Ongoing No
Docket(s)
3:02-cv-01605-FJS-DEP (N.D.N.Y.) 09/21/2004
FH-NY-0001-9000.pdf | Detail
PACER [Public Access to Court Electronic Records]
General Documents
Complaint 12/31/2002
FH-NY-0001-0001.pdf | Detail
Amended Complaint 02/26/2003
FH-NY-0001-0002.pdf | Detail
Memorandum-Decision and Order 03/22/2004 (310 F.Supp.2d 481) (N.D.N.Y.)
FH-NY-0001-0004.pdf | WESTLAW| LEXIS | Detail
Document Source: Google Scholar
Civil Judgment 03/23/2004 (N.D.N.Y.)
FH-NY-0001-0003.pdf | Detail
Judges Peebles, David E. (N.D.N.Y.) [Magistrate]
FH-NY-0001-9000
Scullin, Frederick James Jr. (FISC, N.D.N.Y.)
FH-NY-0001-0003 | FH-NY-0001-0004 | FH-NY-0001-9000
Monitors/Masters None on record
Plaintiff's Lawyers None on record
Defendant's Lawyers Barrer, Robert A. (New York)
FH-NY-0001-0004 | FH-NY-0001-9000
Cherubin, David M. (New York)
FH-NY-0001-0004 | FH-NY-0001-9000
Fjermedal, Glenn M. (New York)
FH-NY-0001-0004 | FH-NY-0001-9000
Holbrook, Paul K. (New York)
FH-NY-0001-0004 | FH-NY-0001-9000
McNamara, Thomas J. (New York)
FH-NY-0001-9000
Miller, Scott D. (New York)
FH-NY-0001-9000
Romanow, Andrew J. (New York)
FH-NY-0001-9000
Schueller, Christopher P. (Pennsylvania)
FH-NY-0001-0004 | FH-NY-0001-9000
Sheppard, Paul T. (New York)
FH-NY-0001-0004 | FH-NY-0001-9000
Stecker, Paul K. (New York)
FH-NY-0001-0004 | FH-NY-0001-9000
Other Lawyers None on record

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