University of Michigan Law School
Civil Rights Litigation Clearinghouse
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Case Name United States v. First National Bank of Gordon FH-SD-0001
Docket / Court 5:96-cv-05035-RHB ( D.S.D. )
State/Territory South Dakota
Case Type(s) Fair Housing/Lending/Insurance
Attorney Organization U.S. Dept. of Justice Civil Rights Division
Case Summary
The Department of Justice filed suit in the U.S. District Court for the District of South Dakota on April 15, 1996, alleging violations of the Fair Housing Act, 42 U.S.C. §§ 3601-3619, and the Equal Credit Opportunity Act, 15 U.S.C. §§ 1691-1691f. The DOJ alleged that the Defendant-bank, a ... read more >
The Department of Justice filed suit in the U.S. District Court for the District of South Dakota on April 15, 1996, alleging violations of the Fair Housing Act, 42 U.S.C. §§ 3601-3619, and the Equal Credit Opportunity Act, 15 U.S.C. §§ 1691-1691f. The DOJ alleged that the Defendant-bank, a Nebraska-based lender, had no formal policy for setting borrowers' interest rates but that the Defendant systematically charged American Indian borrowers much higher interest rates than white borrowers.

The parties entered a consent decree on May 7, 1997. The consent decree enjoined the Defendant from future acts of discrimination against American Indians and required the Defendant to create a special fund of $175,000 to compensate American Indians for past acts of discrimination. The decree also required the Defendant to set aside $25,000 in each of the following four years to pay for credit report service fees incurred in connection with loan applications by American Indians. The Defendant-bank also agreed to market its products to American Indians and recruit them for employment and promotion.

Andrew Nash - 06/02/2008


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Issues and Causes of Action
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Issues
Discrimination-area
Lending
Discrimination-basis
Race discrimination
General
Funding
Predatory lending
Plaintiff Type
U.S. Dept of Justice plaintiff
Race
American Indian/Alaskan Native
Causes of Action Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.
Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691
Defendant(s) First National Bank of Gordon, Nebraska
Plaintiff Description United States, on behalf of American Indians who were charged higher interest rates for consumer loans by the First National Bank of Gordon, Nebraska.
Indexed Lawyer Organizations U.S. Dept. of Justice Civil Rights Division
Class action status sought None on record
Class action status granted No
Prevailing Party Plaintiff
Public Int. Lawyer Yes
Nature of Relief Damages
Injunction / Injunctive-like Settlement
Source of Relief Settlement
Form of Settlement Court Approved Settlement or Consent Decree
Order Duration 1997 - 2001
Case Closing Year 1997
Case Ongoing No
Docket(s)
5:96-cv-05035-RHB (D.S.D.) 08/28/2001
FH-SD-0001-9000.pdf | Detail
PACER [Public Access to Court Electronic Records]
General Documents
Complaint 04/15/1996
FH-SD-0001-0001.pdf | Detail
Consent Order 05/07/1997
FH-SD-0001-0002.pdf | Detail
Department of Justice Press Release: "Nebraska Bank to Pay $275,000 for Allegedly Discriminating Against American Indians, Under Justice Department Settlement" 05/07/1997
FH-SD-0001-0003.pdf | Detail
Judges Battey, Richard Howard (D.S.D.)
FH-SD-0001-0002 | FH-SD-0001-9000
Young, Marshall P. (D.S.D.) [Magistrate]
FH-SD-0001-9000
Monitors/Masters None on record
Plaintiff's Lawyers Campos, Marta (District of Columbia)
FH-SD-0001-0001 | FH-SD-0001-0002 | FH-SD-0001-9000
Hancock, Paul F. (District of Columbia)
FH-SD-0001-0001 | FH-SD-0001-9000
Keary, Thomas J. (District of Columbia)
FH-SD-0001-0001 | FH-SD-0001-0002 | FH-SD-0001-9000
Magagna, Joan A. (District of Columbia)
FH-SD-0001-0002
Maurer, Michael S. (District of Columbia)
FH-SD-0001-0002
Patrick, Deval L. (District of Columbia)
FH-SD-0001-0001 | FH-SD-0001-9000
Pinzler, Isabelle Katz (District of Columbia)
FH-SD-0001-0002
Reno, Janet (District of Columbia)
FH-SD-0001-0001 | FH-SD-0001-0002
Rich, Joseph D (District of Columbia)
FH-SD-0001-0002
Ross, Alexander C. (District of Columbia)
FH-SD-0001-0001 | FH-SD-0001-9000
Ryan, Diana J. (South Dakota)
FH-SD-0001-0001 | FH-SD-0001-0002 | FH-SD-0001-9000
Schreier, Karen E. (South Dakota)
FH-SD-0001-0001 | FH-SD-0001-0002
Defendant's Lawyers Smith, Michael V. (Nebraska)
FH-SD-0001-0002 | FH-SD-0001-9000
Wilbur, Brent A. (South Dakota)
FH-SD-0001-0002 | FH-SD-0001-9000
Other Lawyers None on record

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