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Civil Rights Litigation Clearinghouse
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Case Name Thomas v. First Federal Sav. Bank FH-IN-0002
Docket / Court H84-716 ( N.D. Ind. )
State/Territory Indiana
Case Type(s) Fair Housing/Lending/Insurance
Case Summary
Plaintiffs, an African-American couple and a housing non-profit, filed suit in the U.S. District Court for the Northern District of Indiana, alleging violations of the federal civil rights statute, 42 U.S.C. 1982, the Equal Credit Opportunity Act (ECOA), 15 U.S.C. 1691, and the Fair Housing Act ( ... read more >
Plaintiffs, an African-American couple and a housing non-profit, filed suit in the U.S. District Court for the Northern District of Indiana, alleging violations of the federal civil rights statute, 42 U.S.C. 1982, the Equal Credit Opportunity Act (ECOA), 15 U.S.C. 1691, and the Fair Housing Act (FHA), 42 U.S.C. 3601-3619. The individual plaintiffs had applied for a home equity loan from the Defendant-lender and, after being rejected for the loan, they alleged that the Defendant had based its decision on the racial identity of the plaintiffs and the racial composition of their neighborhood. The Defendant claimed that the value of the plaintiffs' home would not support the amount of the home equity loan.

On February 6, 1987, Judge James T. Moody granted the Defendant's motion for a directed verdict on all counts. Thomas v. First Federal Sav. Bank, 653 F. Supp. 1330 (N.D. Ind. 1987). Judge Moody found that the Plaintiffs had failed to adduce evidence of illegal discrimination since the Plaintiffs did not satisfy the Defendant-bank's objective standards for receipt of a loan.

Andrew Nash - 06/02/2008


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Issues and Causes of Action
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Issues
Discrimination-area
Lending
Discrimination-basis
Race discrimination
General
Funding
Plaintiff Type
Private Plaintiff
Race
Black
Causes of Action Fair Housing Act/Fair Housing Amendments Act (FHAA), 42 U.S.C. §§ 3601 et seq.
Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691
42 U.S.C. § 1981
42 U.S.C. § 1982
Defendant(s) First Federal Savings Bank of Indiana
Plaintiff Description Black homeowners who were refused granting a second mortgage on their home by lenders and a not-for-profit corporation whose goal is to further the Fair Housing Act.
Indexed Lawyer Organizations None on record
Class action status sought None on record
Class action status granted No
Prevailing Party Defendant
Public Int. Lawyer No
Nature of Relief None
Source of Relief None
Form of Settlement None on record
Order Duration not on record
Case Closing Year 1987
Case Ongoing No
Docket(s)
No docket sheet currently in the collection
General Documents
Order [Re: Defendant's Motion for Summary Judgment] 07/30/1986 (1986 WL 15552) (N.D. Ind.)
FH-IN-0002-0003 PDF | WESTLAW | Detail
Order and Memorandum Opinion [Judgment for Defendants] 02/06/1987 (653 F.Supp. 1330) (N.D. Ind.)
FH-IN-0002-0001 PDF | WESTLAW| LEXIS | Detail
Document Source: Google Scholar
Order [Re: Attorney's Fees] 03/19/1987 (659 F.Supp. 421) (N.D. Ind.)
FH-IN-0002-0002 PDF | WESTLAW| LEXIS | Detail
Document Source: Google Scholar
Judges Moody, James Tyne (N.D. Ind.) [Magistrate]
FH-IN-0002-0001 | FH-IN-0002-0002 | FH-IN-0002-0003
Monitors/Masters None on record
Plaintiff's Lawyers Marshall, Albert Jr. (Indiana)
FH-IN-0002-0001 | FH-IN-0002-0002
Parr, Rosalind (Indiana)
FH-IN-0002-0001 | FH-IN-0002-0002
Defendant's Lawyers Cuppy, Fred (Indiana)
FH-IN-0002-0001 | FH-IN-0002-0002
Schmidt, Kathryn D. (Indiana)
FH-IN-0002-0001 | FH-IN-0002-0002
Smith, Stephen E. (Illinois)
FH-IN-0002-0001 | FH-IN-0002-0002
Other Lawyers None on record

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