University of Michigan Law School
Civil Rights Litigation Clearinghouse
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Case Name A.B. & S. Auto Serv. v. South Shore Bank FH-IL-0004
Docket / Court 95 C 5826 ( N.D. Ill. )
State/Territory Illinois
Case Type(s) Fair Housing/Lending/Insurance
Case Summary
Plaintiffs, an auto repair shop and its owner, filed suit in the U.S. District Court for the Northern District of Illinois, alleging that the Defendant-lender's practice of requiring loan applicants to disclose their criminal histories violated the Equal Credit Opportunity Act (ECOA), 15 U.S.C. 1691 ... read more >
Plaintiffs, an auto repair shop and its owner, filed suit in the U.S. District Court for the Northern District of Illinois, alleging that the Defendant-lender's practice of requiring loan applicants to disclose their criminal histories violated the Equal Credit Opportunity Act (ECOA), 15 U.S.C. 1691, and a federal civil rights statute, 42 U.S.C. 1981, because this practice had a disproportionate impact on African-American men. Defendant-lender had denied plaintiffs' application for a $230,000 loan based on five arrest incidents that did not lead to criminal convictions.

U.S. District Court Judge Ann Claire Williams granted the Defendant's motion for summary judgment on March 26, 1997. A.B. & S. Auto Serv. v. South Shore Bank, 962 F. Supp. 1056 (N.D. Ill. 1997). Judge Williams found that the Defendant-lenders' use of general population statistics did not violate the ECOA and was a lawful business practice.

Andrew Nash - 06/02/2008


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Issues and Causes of Action
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Issues
Affected Gender
Male
Discrimination-area
Lending
Discrimination-basis
Race discrimination
General
Records Disclosure
Plaintiff Type
Private Plaintiff
Race
Black
Causes of Action Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691
42 U.S.C. § 1981
Defendant(s) South Shore Bank of Chicago
Plaintiff Description Automobile repair shop and its African American president who were denied a loan from South Shore Bank of Chicago and brought this suit under the "ECOA"
Indexed Lawyer Organizations None on record
Class action status sought None on record
Class action status granted No
Prevailing Party Defendant
Public Int. Lawyer No
Nature of Relief None
Source of Relief Litigation
Form of Settlement None on record
Order Duration not on record
Case Closing Year 1997
Case Ongoing No
Docket(s)
1:95-cv-05826 (N.D. Ill.) 03/24/1997
FH-IL-0004-9000 PDF | Detail
PACER [Public Access to Court Electronic Records]
General Documents
Memorandum Opinion and Order 03/24/1997 (962 F.Supp. 1056) (N.D. Ill.)
FH-IL-0004-0001 PDF | WESTLAW| LEXIS | Detail
Document Source: Google Scholar
Judges Williams, Ann Claire (Seventh Circuit, N.D. Ill.)
FH-IL-0004-0001 | FH-IL-0004-9000
Monitors/Masters None on record
Plaintiff's Lawyers Andry, Armand L. (Illinois)
FH-IL-0004-0001 | FH-IL-0004-9000
Defendant's Lawyers Hancuch, Thomas G. (Illinois)
FH-IL-0004-0001 | FH-IL-0004-9000
Lapidus, Allan E. (Illinois)
FH-IL-0004-0001 | FH-IL-0004-9000
Other Lawyers None on record

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