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Case Name Cooley v. Sterling Bank FH-AL-0001
Docket / Court 2:02-cv-01069-WHA-SRW ( M.D. Ala. )
State/Territory Alabama
Case Type(s) Fair Housing/Lending/Insurance
Case Summary
On September 17, 2002, plaintiff, a 66-year-old African-American, filed suit in the U.S. District Court for the Middle District of Alabama, alleging violations of 42 U.S.C. § 1981; the Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691; and the Fair Housing Act (FHA), 42 U.S.C. § 3601 et seq. ... read more >
On September 17, 2002, plaintiff, a 66-year-old African-American, filed suit in the U.S. District Court for the Middle District of Alabama, alleging violations of 42 U.S.C. § 1981; the Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691; and the Fair Housing Act (FHA), 42 U.S.C. § 3601 et seq. Plaintiff, a residential real estate landlord, alleged that the defendant-bank wrongfully denied him an unsecured line of credit on the basis of plaintiff's race. Plaintiff sought money damages and was represented by private counsel.

Plaintiff originally included the Federal Deposit Insurance Corporation (FDIC) as a defendant in the case, but after the FDIC filed a Motion to Dismiss on March 10, 2003, plaintiff filed a Second Amended Complaint excluding the FDIC as a defendant.

U.S. District Court Judge W. Harold Albritton III granted the defendant-bank's Motion for Summary Judgment on September 4, 2003. Cooley v. Sterling Bank, 280 F. Supp. 2d 1331 (M.D. Ala. 2003). Judge Albritton found that "the Plaintiff has not proven a prima facie case of credit discrimination due to the absence of sufficient evidence to establish that Sterling approved loans for applicants outside of the plaintiff's protected class with similar loan qualifications." Cooley, 280 F. Supp. 2d at 1344. The Eleventh Circuit affirmed without opinion on July 16, 2004. Cooley v. Sterling Bank, 116 Fed. Appx. 242 (11th Cir. 2004).

Andrew Nash - 06/02/2008


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Issues and Causes of Action
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Issues
Discrimination-area
Lending
Discrimination-basis
Race discrimination
Plaintiff Type
Private Plaintiff
Race
Black
Causes of Action Equal Credit Opportunity Act (ECOA), 15 U.S.C. § 1691
Defendant(s) Sterling Bank
Synovus Financial Corporation
Plaintiff Description An African-American male who alleged that he was denied an unsecured line of credit ($100k) at Sterling Bank on the basis of his race.
Indexed Lawyer Organizations None on record
Class action status sought No
Class action status granted No
Prevailing Party Defendant
Public Int. Lawyer No
Nature of Relief None
Source of Relief None
Form of Settlement None on record
Order Duration not on record
Case Closing Year 2003
Case Ongoing No
Docket(s)
2:02-cv-01069-WHA-SRW (M.D. Ala.) 08/18/2004
FH-AL-0001-9000.pdf | Detail
PACER [Public Access to Court Electronic Records]
General Documents
Complaint 09/17/2002
FH-AL-0001-0004.pdf | Detail
Document Source: PACER [Public Access to Court Electronic Records]
Defendant, Sterling Bank's Answer to Plaintiff's Complaint 10/23/2002
FH-AL-0001-0005.pdf | Detail
Document Source: PACER [Public Access to Court Electronic Records]
Second Amended Complaint 04/08/2003
FH-AL-0001-0001.pdf | Detail
Document Source: PACER [Public Access to Court Electronic Records]
[Order Granting FDIC's] Motion to Dismiss 04/08/2003 (M.D. Ala.)
FH-AL-0001-0002.pdf | Detail
Document Source: PACER [Public Access to Court Electronic Records]
Order [Granting Plaintiff's Motion to Compel] 06/27/2003 (M.D. Ala.)
FH-AL-0001-0003.pdf | Detail
Document Source: PACER [Public Access to Court Electronic Records]
Memorandum Opinion and Order 09/04/2003 (280 F.Supp.2d 1331) (M.D. Ala.)
FH-AL-0001-0006.pdf | WESTLAW| LEXIS | Detail
Document Source: Google Scholar
[Decision Affirmed] 07/16/2004 (116 Fed.Appx. 242)
FH-AL-0001-0007.pdf | WESTLAW| LEXIS | Detail
Document Source: Westlaw
Judges Albritton, William Harold III (M.D. Ala.)
FH-AL-0001-0002 | FH-AL-0001-0006 | FH-AL-0001-9000
Walker, Susan Russ (M.D. Ala.) [Magistrate]
FH-AL-0001-0003 | FH-AL-0001-9000
Monitors/Masters None on record
Plaintiff's Lawyers Davis, Greg Louis (Alabama)
FH-AL-0001-9000
Hannan, Daniel Alexander (Alabama)
FH-AL-0001-0001 | FH-AL-0001-0004 | FH-AL-0001-0005 | FH-AL-0001-0006 | FH-AL-0001-9000
Defendant's Lawyers Bailey, Dennis R. (Alabama)
FH-AL-0001-0001 | FH-AL-0001-0005 | FH-AL-0001-0006 | FH-AL-0001-9000
Cope, Charles L. (District of Columbia)
FH-AL-0001-9000
Goodman, Larry L. (District of Columbia)
FH-AL-0001-9000
Huffaker, R. Austin Jr. (Alabama)
FH-AL-0001-0006 | FH-AL-0001-9000
Lichtman, Phillip Keith (Alabama)
FH-AL-0001-0005 | FH-AL-0001-9000
Ward, Robert Charles Jr. (Alabama)
FH-AL-0001-9000
Other Lawyers None on record

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